Payments & banking
SAP Bank Communication Management.
Put approval responsibilities and payment monitoring into a coherent process. Blueberry supports SAP BCM design and configuration within the wider payment and banking architecture.
Discuss your projectThe business challenge
Clear payment approvals and operational visibility.
When approval rules, bank submission and exception handling are designed separately, teams can struggle to establish whether a payment is approved, transmitted or accepted. Those are distinct events with different evidence and different operational owners.
What we cover
- Payment approval requirements and workflow
- Batching and approval responsibility design
- Authorisations and segregation-of-duties inputs
- Payment status and exception monitoring
- Handoffs to bank connectivity channels
- Testing of rejection, rework and recovery scenarios
Senior expertise. Practical delivery.
We document the payment lifecycle and agree the control at each stage. Approval matrices are translated into configuration and test cases, including substitutes, limits and rejected batches where relevant. We align treasury, accounts payable, security and bank connectivity teams around a shared status model.
Decisions to get right
BCM is not itself a universal transport channel to every bank. A design may combine APM, BCM and MBC, SWIFT or EBICS, but that sequence is not mandatory for all implementations. Confirm product scope, source systems and bank-channel responsibilities before selecting the pattern.
Common questions
Does approval mean the bank has accepted a payment?
No. Internal approval, technical transmission and bank acceptance are separate stages. Monitoring and operating procedures should preserve those distinctions.
Can BCM be part of a payment factory?
It can support the relevant approval and monitoring processes. The role of BCM within a payment factory depends on the selected SAP architecture.
Product scope depends on SAP edition, release and licensing. We validate the fit to your landscape during assessment.
Connected expertise
Part of a connected treasury landscape
A conversation with a specialist
Sophisticated treasury.
Simple delivery.
A clear roadmap and plan make for a better project.
Lets talk