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Payments & banking

SAP Payment Factory.

A payment factory is an operating model supported by technology. Blueberry helps connect central payment processing, group controls and banking relationships into a practical SAP delivery scope.

Discuss your project

The business challenge

Centralise payments without losing local requirements.

Group-wide standardisation can collide with local payment methods, legal entities, bank contracts and cut-off times. A successful programme distinguishes the processes that can be centralised from the responsibilities that must remain local.

What we cover

  • Group payment operating model and process design
  • SAP APM assessment and central processing
  • Source ERP onboarding and payment data requirements
  • BCM approvals and control integration
  • POBO, ROBO and in-house bank considerations
  • Bank channel onboarding and phased rollout

Senior expertise. Practical delivery.

We establish a representative pilot covering the source systems, payment methods and bank channels that matter. A repeatable onboarding model captures data rules, controls, test evidence and readiness criteria. Subsequent waves build on that model while preserving explicit country and entity exceptions.

Decisions to get right

Agree the owner of a payment from creation through settlement. Include cut-off management, duplicate prevention, operational cover and business continuity in the design. Benefits should be assessed against your baseline; neither lower bank fees nor reduced account counts should be assumed without evidence.

Common questions

Must all entities go live together?

Not necessarily. A phased rollout can help validate central processes and onboarding requirements. Dependencies and bank readiness determine a workable sequence.

Is a payment factory a single SAP module?

No. It combines an operating model with selected processing, approval, accounting and connectivity capabilities. APM may form a central part of that architecture.

Product scope depends on SAP edition, release and licensing. We validate the fit to your landscape during assessment.

Product references

Connected expertise

Part of a connected treasury landscape

A conversation with a specialist

Sophisticated treasury.
Simple delivery.

A clear roadmap and plan make for a better project.

Lets talk